Condo or “Home Home”…the Pros and Cons

Recently, I’ve come across several buyers who deliberate on whether they should buy a condo/townhome or a traditional single family home (you know, the kind that usually have bigger back yards and are NOT in an association). So what exactly are the pluses and minuses of owning a condo/townhome and owning a single family residence? Condos (which include townhomes as far as the MLS is concerned) are good for the following reasons: Most are “low maintenance,” meaning the yards (if it has one) are usually small, less grass to cut, less weeds to pull, less greenery to water, etc. This is attractive for busy people who don’t have time to deal with it and don’t need the bigger yard. The HOA (Home Owners Association) is actually a PLUS sometimes. Let me give you an example: Some HOA’s cover the roof of the property. So, let’s say we have heavy rains. The roof leaks. The HOA property manager is contacted, who, in turn contacts the roofing vendor. The work is done at the expense of the HOA. Roof repair for Orange County, CA homes can run extremely high, especially in extreme situations where the roof needs to be completely replaced. This would be a HUGE out-of-pocket expense for someone who owns in a traditional neighborhood. The buyer of a condo is advised to look into exactly what the HOA covers. Some cover a TON, some cover very little and you’re scratching your head wondering why the dues are $333 a month. Condos in Orange County tend to be newer on average than traditional home-homes. Now, that isn’t to say that there aren’t older condo tracts, but condo/townhomes generally are newer than sfr’s. Newer construction equates to less potential problems with the plumbing, electrical, etc. Condos can be bad for the following reasons: The HOA’s can be horrible…some run over $300 per month and you’re looking around asking, “For WHAT?!?” Some HOA’s can be excessive in terms of rules and regulations and oppressive. I’ve heard stories of HOA’s writing up violations for silly things like plants growing to large or dogs peeing in wrong places. Don’t get me wrong…sometimes rules can be good and in the best interest for everyone, but I’ve seen when the Board members are sheriffs on the look out for anything out of line….like the lady in Over the Hedge who measured the grass of her neighbor’s lawn, 2″ height requirement. Because of the HOA, you are limited to what you can do to your property. Especially on the outside of the property, visible from the street. So, no painting that cracked wheat color, no addition to the home without the HOA’s approval via architectural request. Individual creativity and expression is usually not encouraged in an HOA. On the positive side, however, this limiting of artistic creativity or color preference can be a good thing — Do you really want your neighbor to paint their house turquoise? Size. Condos and townhomes generally are smaller than your traditional family home. This obviously is not always the case, but is a generalization. Single Family “Home Homes” are good for the following reasons: They usually have bigger yards. This is good for the person or family that likes to entertain a lot of people and need space for the pool, BBQ, sport court, lawn activities, etc. Some people like the wide open space, the distance between their home from their neighbor’s house. There usually aren’t restrictions on what you can do (city must approve additions, improvements, however). It’s nice to know you can paint the home YOUR favorite color or park your car in the driveway or next to the curb or have people stay over the night, weekend, or week. For pet lovers, they can have as many pets as the city ordinance allows. Neighborhood. You usually find the “settle down” kind of people in neighborhoods of single family homes. These are neighborhoods that have history. Sometimes people look after each other, take care of the pets and yard when you go on vacation. Community block parties…and these neighboring families can become so close that they actually become like an extended family. This is very attractive to the outgoing people that love community and interaction with people. Single Family Homes can be bad for the following reasons: The bigger yards mean more TIME spent gardening (if you don’t have a gardener). It means more up-keep and responsibility. Some care, and some don’t. A pool is awesome for kids and their friends in the summer, but can be a liability if someone gets hurt or drowns. No HOA means no insurance coverage for the exterior of the dwelling…you’re on your own if there is a flood in the home or a leak in the roof or a fire breaks out in the master bedroom. It’s you and your invidual insurance company. Need help selling your home? Need to find a home? Call or email me!!! Nic Petrossi, Prudential CA Realty in Brea (714) 272-3646 npetrossi@yahoo.com http://www.NicPetrossi.com

Kerrigan Ranch Yorba Linda

Kerrigan Ranch is a prestigious neighborhood of fine homes located in the hills of  Yorba Linda.  These highly-coveted homes often come with a view and boast very large lot sizes in comparison to most new construction in Orange County.  Below is a market update for Kerrigan Ranch homes on the market (listed as an “A” status); homes that are in escrow (listed as a “B” or “P”) and homes closed (listed as “C”) since 6/1/2009. 

Call or email Nic Petrossi with Prudential California Realty (Brea office in Home Depot Shopping Center).

Nic Petrossi is your Kerrigan Ranch listing agent AND buyer agent.

(714) 272-3646 Direct    (714) 257-3606 Office    www.NicPetrossi.com    npetrossi@yahoo.com

Thu, Jul 9, 2009 10:17 AM

RES	MLS #	Status	P	V	H	T	Q	Type	A/D	Address	City	Area	Zip	TGNO	Trct/M	Bd	B t/f	Sty	Gar	SqFt	Yr Blt	Price	DOM
1	P689462	A	11		H	T	Q	SFR	D	19399 Steeplechase Way	YL	85	92886	740D2	YRLH/1	5	6/5	2	4	4,170	2005	$1,250,000	41	*
2	P687763	A	8		H	T	Q	SFR	D	19495 E Shetland Ln	YL	85	92886	740E2	CVHT/2	5	6/5	2	4	4,200	2004	$1,375,000	53	*
3	MRM-W09035245	A	10	V	H	T	Q	SFR	D	4103 DAPPLE GRAY	YL	85	92886	740D2	/	5	6/5	2	3 A	5,500		$1,399,000	105
4	P673601	A	20		H	T	Q	SFR	D	3873 Breton Ln	YL	85	92886	740D2	COVH/4	6	6/5	2	3	5,600	2005	$1,399,999	170	*v
5	P691229	A	16		H	T	Q	SFR	D	4077 Oldenburg Ln	YL	85	92886	740D2	CVHT/3	5	5/4	2	2 A	4,800	2005	$1,498,000	26
6	P654833	A	20	V	H	T	Q	SFR	D	3921 Paso Fino Way	YL	85	92886	740D2	CVHT/2	5	6/5	2	4	4,182	2005	$1,550,000	307	*
7	P668020	A	10		H	T	Q	SFR	D	19442 CONNEMARA Ct	YL	85	92886	740D2	OTHR/2	6	7/6	2	4	4,625	2005	$1,550,000	173	*
8	P684347	A	12		H	T	Q	SFR	D	19636 Morgan Ct	YL	85	92886	740E2	CVHT/2	5	6/2	2	4	4,200	2005	$1,598,950	79
9	MRM-H09008381	A	17		H	T	Q	SFR	D	19676 MORGAN Ct	YL	85	92886	740E2	/	6	7/6	2	4 A	5,870	2005	$1,699,000		*
10	S563202	A	10		H	T	Q	SFR	D	19484 Shetland Ln	YL	85	92886	740E2	OTHR/-	5	5/4	2	2 A	4,400	2005	$1,790,000	150	*
11	P647976	A	20		H	T	Q	SFR	D	19596 Connemara Ct	YL	85	92886	740D2	CVHT/2	5	6/5	2	4 A	4,170	2005	$1,849,000	355	*v
12	P655540	A	8		H	T	Q	SFR	D	3733 Quarter Horse Dr	YL	85	92886	740F2	OTHR/1	5	6/5	2	4 A	5,033	2005	$1,849,000	304	*
13	P690191	A	20		H	T	Q	SFR	D	19876 Trotter Ln	YL	85	92886	740E2	OTHR/1	5	6/5	2	4 A	5,033	2005	$1,890,000	35
14	P678334	A	20		H	T	Q	SFR	D	19872 RED ROAN Ln	YL	85	92886	740E2	OTHR/5	5	6/5	2	4 A	5,412	2005	$1,950,000	127
15	P660054	A	20	V	H	T	Q	SFR	D	20303 FAIRMONT Blvd	YL	85	92886	740E1	CUST/0	5	8/5	2	4	8,700	2008	$6,350,000	272	*v
16	P660150	B	2		H	T	Q	SFR	D	19985 Winners Cir	YL	85	92886	740E2	CVHT/1	5	6/5	2	4	5,100	2005	$1,300,000	272	*
17	P629075	P	16		H	T	Q	SFR	D	4116 Dapple Gray Ln	YL	85	92886	740D2	COVC/3	5	6/5	2	3	4,892	2004	$1,350,000	361	*
18	P689235	S	4		H	T	Q	SFR	D	19471 Cleveland Bay Ln	YL	85	92886	740D2	OTHR/1	5	5/4	1	3	3,850	2005	$950,000	12
19	P687538	S	6		H	T	Q	SFR	D	19377 Steeplechase Way	YL	85	92886	740D2	CVHT/2	5	6/5	2	4	4,170	2005	$1,170,000	17

Yorba Linda Homes with Nic Petrossi (714) 272-3646

Below is a list of all single family homesi in the 92886 zip code of Yorba Linda that have at least 1800 square feet and are under $1M.  This list is active and current as of 4/29/09.

Contact NIC PETROSSI with Prudential Ca Realty at (714) 272-3646 for all your Yorba Linda Real Estate needs.

npetrossi@yahoo.com

Click here for Nic’s website ————–>    Yorba Linda Homes & Yorba Linda Real Estate

P683622	A	16		H	T	Q	SFR	D	4821 Torida Way	YL	85	92886	739J4	OTHR/*	5	2/1	1	0	2,015	1963	$464,900	19
2	S571044	A	13		H	T	Q	SFR	D	4301 La Cuesta Cir	YL	85	92886	740A3	OTHR/-	4	3/2	2	2	2,100	1975	$499,000	14
3	P643390	A	6		H	T	Q	SFR	D	5692 Trail View Pl	YL	85	92886	740A6	OTHR/0	4	2/2	1	2 A	1,864	1963	$579,000	297	*
4	P680150	A	18		H	T	Q	SFR	D	5611 Brookhill Dr	YL	85	92886	740E5	OTHR/*	4	3/1	2	2	2,011	1968	$589,000	42
5	M110154	A	1		H	T	Q	SFR	D	5731 Placerville Pl	YL	85	92886	740F6	OTHR/0	4	3/3	2	3	2,427	1973	$599,000	203	*
6	P681200	A	13		H	T	Q	SFR	D	5621 Shady Glen Pl	YL	85	92886	740F5	OTHR/a	4	2/2	1	2	1,910	1976	$599,000	34	*
7	P678493	A	15	V	H	T	Q	SFR	D	17351 La Collette Pl	YL	85	92886	739J5	OTHR/-	5	3/1	1	2 A	2,200	1963	$599,500	54
8	P684190	A	15		H	T	Q	SFR	D	4381 Casa Oro Dr	YL	85	92886	739J3	OTHR/0	4	2/1	1	2 A	1,909	1965	$599,900	19
9	P683380	A	15	V	H	T	Q	SFR	D	5100 Webb Pl	YL	85	92886	740A4	OTHR/*	4	3/3	1	2	2,331	1980	$599,950	20
10	P685121	A	14		H	T	Q	SFR	D	17080 Wabash Ave	YL	85	92886	739J2	OTHR/*	4	3/2	2	3 A	2,003	1986	$609,900	2
11	P684610	A	17		H	T	Q	SFR	D	17400 Ridgedale Ln	YL	85	92886	740A2	OTHR/0	3	3/2	2	2 A	1,953	1985	$625,000	8
12	P681388	A	20		H	T	Q	SFR	D	5291 Los Altos Dr	YL	85	92886	740C5	FRTR/@	4	2/2	1	3 A	2,253	1965	$635,900	33	*
13	P672636	A	8		H	T	Q	SFR	D	4580 Via Lourdes	YL	85	92886	740G3	EPH2/5	3	3/2	2	2 A	2,200	1987	$648,888	97	*
14	P631631	A	11		H	T	Q	SFR	D	16752 Loie St	YL	85	92886	739H3	OTHR/0	3	2/1	1	2 A	1,831	1961	$649,000	385	*
15	P675570	A	18		H	T	Q	SFR	D	4700 Via Del Buey	YL	85	92886	740F3	EPH1/1	3	3/2	2	2	1,860	1985	$649,000	76
16	P680442	A	3		H	T	Q	SFR	D	5817 CASSON Dr	YL	85	92886	740A6	OTHR/1	3	2/2	1	2	2,342	2009	$649,000	40
17	P677018	A	20	V	H	T	Q	SFR	D	5065 N Marshburn Cir	YL	85	92886	740A4	OTHR/A	4	3/2	1	3 D	2,301	1986	$669,000	66
18	S536449	A	15		H	T	Q	SFR	D	19412 Old Ranch Rd	YL	85	92886	740E5	OTHR/*	4	3/2	1	2 A	2,200	1966	$675,000	301	*v
19	P684853	A	14		H	T	Q	SFR	D	20790 ASH Cir	YL	85	92886	740G3	OTHR/0	4	3/2	2	3 A	2,531	1984	$675,000	5
20	P684595	A	19	V	H	T	Q	SFR	D	20042 Glen Pl	YL	85	92886	740F6	OTHR/0	5	3/2	2	2 A	2,320	1971	$685,000	7
21	P638000	A	4		H	T	Q	SFR	D	4885 Hannah Cir	YL	85	92886	740g4	OTHR/2	5	3/2	2	3	2,400	1995	$689,000	311	*
22	P677283	A	7		H	T	Q	SFR	D	17090 Camino Cabrillo	YL	85	92886	739J1	AUGS/1	4	3/3	2	2	2,245	2002	$699,000	62	*
23	P636802	A	20	V	H	T	Q	SFR	D	16701 Landmark Ave	YL	85	92886	739H2	OTHR/0	4	3/3	2	3 A	2,277	1968	$699,900	331	*
24	P682411	A	12		H	T	Q	SFR	D	5791 Mountain View Ave	YL	85	92886	740E6	OTHR/*	4	3/1	1	2 D	2,188	1962	$699,900	26
25	P681421	A	11		H	T	Q	SFR	D	17082 Orange Dr	YL	85	92886	739J4	OTHR/-	3	3/1	1	2 A	1,945	1962	$700,000	33	v
26	P684023	A	7		H	T	Q	SFR	D	18832 La Casita Ave	YL	85	92886	740C3	OTHR/3	4	3/2	S	2 A	3,000	1962	$725,000	12
27	P676866	A	8		H	T	Q	SFR	D	4144 PEPPER Ave	YL	85	92886	740H2	OTHR/0	5	3/2	3	3	3,150	1980	$730,000	65	*
28	P683443	A	8		H	T	Q	SFR	D	20615 Via Del Palmar	YL	85	92886	740G4	EE1B/4	4	3/2	2	3 A	2,500	1985	$739,900	16
29	P672404	A	15	V	H	T	Q	SFR	D	4892 Avocado Ave	YL	85	92886	740C4	OTHR/o	4	3/3	S	2 A	2,234	1956	$749,000	99	*
30	MRM-H09007289	A	20	V	H	T	Q	SFR	D	4892 AVOCADO Ave	YL	85	92886	740C4	/	4	3/3	1	2 A	2,234	1956	$749,000		*
31	S551329	A	6		H	T	Q	SFR	D	18732 Rancho Circle Ln	YL	85	92886	740C3	OTHR/c	3	3/2	1	2	2,420	1988	$749,900	194	*
32	P656116	A	5		H	T	Q	SFR	D	3665 Fairmont Blvd	YL	85	92886	740E5	BKE1/o	5	3/2	2	3	2,692	1987	$750,000	227	*
33	MRM-H09043483	A	7		H	T	Q	SFR	D	5317 VISTA MONTANA	YL	85	92886	740F5	/	4	3/3	2	2 A	3,143	1979	$789,000
34	P667666	A	16		H	T	Q	SFR	D	6250 Cannery Ct	YL	85	92886	740F6	FRTR/0	4	3/3	2	3 A	2,417	1993	$789,900	146
35	P680698	A	9		H	T	Q	SFR	D	20640 Via Tapaste	yl	85	92886	740g4	EE1B/2	4	3/2	2	3 A	2,262	1984	$799,900	37
36	P669445	A	20		H	T	Q	SFR	D	5261 LOS ALTOS Dr	YL	85	92886	740C5	CUST/-	7	5/4	2	2 A	4,000	1963	$810,000	120	*
37	P684000	A	8		H	T	Q	SFR	D	4985 Via Lucia	YL	85	92886	740F4	EE1A/5	4	3/2	2	3 A	3,107	1980	$839,900	12
38	P683926	A	19		H	T	Q	SFR	D	17430 SUMMER OAK Pl	YL	85	92886	740a6	OTHR/0	6	4/4	2	3 A	3,000	1991	$850,000	13	v
39	P661041	A	8		H	T	Q	SFR	D	17091 BLACK WALNUT Ct	YL	85	92886	739J1	INVR/0	5	3/2	2	3 A	3,236	2003	$875,000	128	*v
40	P681403	A	19		H	T	Q	SFR	D	20765 JUNIPER Ave	YL	85	92886	740H3	OTHR/0	4	3/2	2	3 A	2,828	1983	$875,000	35
41	L29566	A	1		H	T	Q	SFR	D	20167 Milano Ct	YL	85	92886	740E4	CUST/3	4	3/2	2	3	2,991	2008	$879,900	7
42	P681707	A	8		H	T	Q	SFR	D	3782 Carson Way	YL	85	92886	739J2	TERZ/4	4	3/2	2	3	2,990	2001	$889,000	30	*
43	S544041	A	1		H	T	Q	SFR	D	3973 Tipperary Ct	YL	85	92886	740B2	OTHR/3	4	4/3	2	3 A	3,236	2009	$899,000	71	*
44	P683084	A	11		H	T	Q	SFR	D	17260 Drake St	YL	85	92886	739J2	TERZ/1	5	4/4	2	3	3,286	2002	$899,800	20	*
45	P651494	A	20	V	H	T	Q	SFR	D	4805 Via Amante	YL	85	92886	740H3	SUN1/4	5	4/3	2	3	3,318	1985	$899,900	259	*
46	P677572	A	19	V	H	T	Q	SFR	D	19112 Oro Verde Ln	YL	85	92886	740D3	CUST/0	4	3/2	1	2 A	2,762	1975	$947,000	62	*
47	P658842	A	7		H	T	Q	SFR	D	3280 Rim Rd	YL	85	92886	740H1	OTHR/*	5	3/2	2	3	2,958	1991	$949,000	210	*
48	P679038	A	19		H	T	Q	SFR	D	5821 Kellogg Dr	YL	85	92886	740D6	CUST/1	5	3/3	1	2 A	3,500	2001	$949,000	50	*
49	P680835	A	10	V	H	T	Q	SFR	D	3990 San Antonio Rd	YL	85	92886	740H2	OTHR/0	4	3/2	2	3	3,291	1989	$949,900	37	v
50	S563152	A	1		H	T	Q	SFR	D	3968 Tipperary Ct	YL	85	92886	740b2	OTHR/4	4	4/3	2	2 A	3,416	2009	$963,990	79
51	P636954	A	20		H	T	Q	SFR	D	5200 Mountain View Ave	YL	85	92886	740C5	CUST/0	4	3/2	3	3 A	3,200	1993	$989,000	354	*
52	P674143	A	9		H	T	Q	SFR	D	20316 Via Oporto	YL	85	92886	740F5	ELSH/5	3	3/2	2	2 A	2,403	1987	$989,000	85	*
53	P683075	A	15	V	H	T	Q	SFR	D	5731 Stradella Rd	YL	85	92886	740D6	OTHR/*	5	5/3	1	2	3,300	1958	$995,000	21

Yorba Linda Real Estate Agents Top 5 Reasons You Need a Realtor for Yorba Linda Homes

Re-blogged by 0 agents

Why Even Use a Realtor? Top 5 Reasons from a Yorba Linda Placentia Realtor (edit/delete)

A Placentia Yorba Linda Real Estate Agent’s Top 5 Reasons to Use a Realtor:

I was noticing from talking to my clients that people don’t like to sit around when they’re ready to buy a home….they are actively looking online themselves.

The problems with this is that you have people looking on Zillow.com and Realtor.com and Redfin.com and finding homes that are often already off the market, in escrow, or sold.  Also, these websites do not let the consumer exclude or include features or special conditions (e.g. “short sales”).  So, I will often get emails from my clients with MLS #’s saying they would like to see these homes.  Don’t get me wrong, Zillow.com and Realtor.com can be good sources of information.  However, when it comes to finding homes that are currently on the market, these websites are not always the most up-to-date and reliable.  The price of the home may be different now, or, as mentioned, the home is already sold.

So, reasons to use a Realtor to help you find a home?

#1   They have access to the world’s most powerful home-searching tool — the MLS.  “Oh, but Nic, I’m searching the MLS through a Realtor’s website or through Redfin or Zillow,” one may say.  Yes, but the MLS on these sites does not allow you to eliminate certain features or add certain features that can streamline your search and save you hours or even days of looking, spinning your wheels and wasting time. 

#2   Private Remarks.   Real estate agents are privy to what are called “Agent Private Remarks” when they pull up a property profile off the MLS.  Real estate agents will give out insider info on a property or sometimes sensitive information that the public is not aware of which could be extremely valuable.  For example, the private remarks could read that the home is not available to show until June 1st, which would save someone from driving to the property and spinning their wheels when the home really isn’t even able to be shown.

#3   Market Knowledge.  This is one of the main reasons people hire a professional.  They want someone who knows the market, who knows the area, who knows what homes are really selling for in a given area.  This kind of knowledge is invaluable when it comes to putting an offer on a home.  The agent can run “comps,” or comparables of all recent sold homes in the neighborhood area to find what a home should REALLY sell for. 

#4   Negotiations.  Buying and selling a home is not a cut-and-dry venture.  The price of a home is rarely fixed and it is up to the skilled communicator and negotiator to hammer out a deal for their client.  Most people would rather have a professional handle this on their behalf.

#5   Peace of Mind.  What would you pay for peace of mind knowing that your Realtor has the situation under control.  Your Realtor is handling the paperwork, checking the deadlines, protecting you from potential legal pitfalls or problems with the property.  If you have someone strong and reliable in your court, you can rest your head at night knowing that it’s all going to work out.

 

Contact Nic Petrossi for a market evaluation of your home’s value and to put your home on the market.

Nic Petrossi specializes in Yorba Linda Homes, Placentia Homes, Brea Homes, Fullerton Homes, Anaheim Hills Homes and all of Northeast Orange County.

(714) 272-3646  Cell

Click here for Nic’s website ——>   WEBSITE

Placentia Homes & Yorba Linda Homes “When Cometh the Bottom?”

Isn’t THAT the million dollar question…

Well, no one has the crystal ball, but we all have our sources of knowledge and expertise to try to gauge when we’ll see the up-swing.

Some are saying that the bottom has already come.

Some are saying that we won’t see it for some time.

I say, I don’t know for sure, but what I do know for Orange County, CA is this:

The Below $500K Market is already there. 

We are seeing good properties under $500K being snatched up within a week in Northeast Orange County (Placentia, Yorba Linda, Brea, Fullerton, Anaheim, Anaheim Hills).  There are multiple offers on properties that are in good condition.  So, essentially, we are THERE for that price range.

What about the over $500,000 range?  When will we see the bottom for THOSE homes?

  A great article came out in the Orange County Register (our local newspaper) by Jonathan Lansner.  He interviewed a private banker, Ray Dellerba, CEO of Pacific Mercantile Bank in Costa Mesa.  Dellerba nailed the downturn by getting OUT of residential lending late 2005.  He just started lending on residential properties again.  Four decades of banking and that kind of foresight makes you listen when he talks.  When asked his prediction of the “bottom,” Dellerba replied “November” without a flinch.  His reasoning?  People are sick of being in the dumps and tight with their money and those with jobs will want a good Christmas for their family. 

What is MY prognostication? 

        Summer of this year, July.  Government incentives, especially for first time buyers, still-high FHA loan limits, low interest rates, and considerably less REO / short sale inventory in Northeast O.C. will fuel the best housing market we’ve seen since 2004.  

I welcome your comments.

Nic Petrossi, Prudential CA Realty

(714) 272-3646 

npetrossi@yahoo.com

Click Here for WEBSITE —>

Click here

Yorba Linda Short Sale Realtors – Should I Short Sale My Home?

There are 5 things you can do when you realize you can no longer make your mortgage payments:

1. Nothing
2. Deed in Lieu (Hand the Title, and keys, back to bank)
3. Short Sale
4. Bankruptcy
5. Loan Modification

All of these options will adversely affect your credit.  However, some options ARE better than others.

For example, the on the severity scale of how bad your credit will take a hit, on a scale of 1 to 10, an outright foreclosure or bankruptcy is like an 11.  The Deed in Lieu is probably the dumbest thing to do because the bank will let you stay in the home rent free for a while anyhow while you work this all out.

A Loan Modification is the best route to take, but you have to know what you’re doing.  There are only a handful of legitimate Loan Modification companies out there that know how to handle this for you (for a fee) but are well worth the money.  Making your monthly payment smaller could allow you to keep your home and sometimes the bank will reduce the AMOUNT owed (principal balance). 

A short sale is the best route to take, usually, if you…A) Can’t get a loan modification, B) The loan modification doesn’t help anyhow because you can’t afford even the new amount, C) The home you’re living in is your principal residence (i.e. it’s not an investment property), and D) you can work out discharge of indebtedness with the IRS.

We get the term “short sale” from the fact that the bank is taking less from the proceeds from the sale of your home than the current loan amount owed.  Ergo, the bank comes up “short.”  In other words, the bank takes the hit in the pocket and you take the hit to your credit.  When you short sale, the amount “forgiven” you by then bank for the difference owed and the final purchase price is actually considered a “gift” by the government, and the government will tax your income accordingly. 

Example:   You bought your home in 2006 for $750,000.  The home is now worth $600,000 and you’ve lost your job.  Your wife (or husband) can’t handle the payments with their income alone.  You try to call the bank and work out a loan modification but the bank says “no” even though the person on the phone is not authorized to tell you “no.”  So you call an expert who can negotiate with the bank for you.  THAT doesn’t even work so now you must short sale your home.  You find a real estate agent who lists the home you once bought at $750,000 for $575,000.  The agent tells you that you need to get together a “packet.”  The packet consists of two years taxes, 2 months bank statements, a hardship letter to the bank explaining why you can’t make your payments, and any other documentation of income.  The agent gets several offers and eventually (after several weeks) submits the highest and best offer (we’ll say $600,000 for the sake of this discussion) to the bank with the “packet.”  The packet with the offer reaches the bank’s loss mitigation department where it sits on a desk with several other offers and packets on several different properties.  If there are 2 or more lenders on your home, the packet and offer have to be sent to those banks as well.  When there is a Second on the property, it gets sticky because the First Lien Holder always wants to screw the Second Lien Holder and the Second wants to get something out of the deal.  The negotiations between the 1st, 2nd (and sometimes) 3rd Lien Holders will often delay this process even longer.  Let’s say the bank settles on the $600,000…and you owe $700,000 since you originally put down $50,000 when you bought the place.  Now, you are taxed on that $100,000 as if you made that money since it is considered a gift by the IRS.

The good news is that there was a bill passed by Congress to relieve you of that “gift” taxation as long as you live in the property as primary residence and can prove insolvency (that your bills are more than your income).  You would then apply for this using IRS form 982 called “Reduction of Tax Attributes Due to Discharge of Indebtedness.”  You apply when you file your income taxes.  The word on the streets is that the IRS is so back-logged that they are not going after people for the difference on their home’s short sale, but I wouldn’t trust in that information but consult a CPA or lawyer to see how you’ll be affected.

Need help selling or buying a home in Orange County? 

Contact me, Nic Petrossi with Prudential at (714) 272-3646 or email me at npetrossi@yahoo.com

Click here to check out my website —–>    CLICK HERE

Yorba Linda Homes – 92886 Homes

Ultra Private Remodeled Single Story on Cul-De-Sac

This home has it all…2,100 Square Feet of Relaxed Living on Nearly 11,000 Square Foot Lot with Possible RV Parking. This single story home sits in one of Yorba Linda’s best areas on a quiet cul-de-sac. Remodeled Throughout, this home has granite in kitchen with stainless steel appliances, Travertine and Genuine Hardwood flooring throughout, New A/C Unit, Concrete Tile Roof, New Sliders and Windows, Large Master Bedroom and a Huge Ultra-Private Backyard. Pristine, Clean, and Ready for Move-In.

Asking: $699,999

Go to http://www.NicPetrossi.com and click on Nic’s Listings + Photos

NIC PETROSSI (714) 272-3646 CELL
Prudential CA Realty, Office in Brea

npetrossi@yahoo.com

Yorba Linda Homes – December 8, 2008

Your Search is Finally Over

4 Bedrooms, 2.5 Bathrooms, 2,000+ Square Feet on over 10,000 Square Foot Lot. 3 Car Garage, Newer Concrete Tile Roof, New A/C Unit, Newer Carpet and Ceramic Tile. Corian in Beautiful Kitchen, Crown Molding, Base Boards, Scraped Ceilings, Remodeled Master Bath, MASSIVE backyard with room to play, Extended Concrete Patio in Backyard, Basketball/Sport Court, Above Ground Spa, Water Softener, Bright & Open Floor Plan, Convenient 1/2 Bath downstairs, Great Street w/ Award Winning Schools including El Dorado High School.

Asking price is $649,999

For more photos go to http://www.NicPetrossi.com and click on Nic’s Listings + Photos

NIC PETROSSI, (714) 272-3646 Yorba Linda Real Estate and Surrounding Areas

NIC PETROSSI – Nov. 7, 2008 Yorba Linda Bank Owned Homes | REO | Foreclosures, Complete List from MLS

Below is a list of all Yorba Linda Bank Owned Homes / Yorba Linda Foreclosures as of Nov. 7, 2008.

To set up a time to see any of these properties in beautiful Yorba Linda, call my cell on my website, click here  —>  WEBSITE    WEBSITE   WEBSITE   WEBSITE

Bank Owned Properties can be GREAT DEALS and Yorba Linda is one of the best cities to live in on planet earth.   The status of these listings (although not 100% guaranteed to be completely accurate) will be more accurate than any other website you have been using to search for homes.

Fri, Nov 7, 2008 08:51 AM

RES	MLS #	Status	P	V	H	T	Q	Type	A/D	Address	City	Area	Zip	TGNO	Trct/M	Bd	B t/f	Sty	Gar	SqFt	Yr Blt	Price	DOM
1	P654458	A	7		H	T	Q	CONDO	A	4536 Valley View Ave	YL	85	92886	740A3	OTHR/0	2	2/1	2	2 D	1,046	1965	$219,900	65	*
2	P662711	A	2		H	T	Q	CONDO	A	5430 Copper Canyon Rd 6e	YL	85	92887	741C5	HILL/0	2	2/2	1	1	1,128	1989	$254,800	9
3	P657293	A	9		H	T	Q	CONDO	A	23455 Plymouth Ct 167	YL	85	92887	741D6	OTHR/0	2	2/1	1	2	1,017	1986	$279,900	46
4	R808536	A	14		H	T	Q	CONDO	A	20016 Waverly Glen St 54	YL	85	92886	740F7	FRHL/0	3	3/1	2	1 A	1,179	1977	$299,900	56
5	P652986	A	1		H	T	Q	CONDO	A	20003 Clear River Ln 2	YL	85	92886	740F7	OTHR/0	3	3/1	2	2	1,179	1979	$310,000	52
6	P655264	A	10		H	T	Q	CONDO	A	5035 Twilight Canyon Rd 31a	YL	85	92887	741C4	HILL/*	3	2/1	1	0	1,380	1989	$314,900	53	*
7	P656576	A	1		H	T	Q	CONDO	A	5035 Twilight Cyn 31E	YL	85	92887	741C4	HILL/O	3	2/1	1	2	1,380	1989	$314,900	45	*
8	R808716	A	19		H	T	Q	SFR	D	21935 Cimarron Pl	YL	85	92887	741A5	OTHR/0	3	2/2	1	2 A	1,645	1983	$354,900	34	*
9	M110109	A	12		H	T	Q	SFR	D	17362 Yellowstone Ave	YL	85	92886	740A5	OTHR/0	4	2/2	1	2	1,206	1971	$439,000	39
10	C103452	A	0		H	T	Q	SFR	D	17101 Saga Dr	YL	85	92886	739J4	OTHR/0	3	3/1	1	2 A	1,684	1962	$460,500	1
11	S545231	A	4		H	T	Q	SFR	D	4742 Via La Primavera	YL	85	92886	4472B1	OTHR/x	5	2/2	1	2 A	1,832	1970	$490,999	75	*

Nic Petrossi, West Yorba Linda 92886 Homes

Contact your favorite Yorba Linda Realtor through website —–> Nic’s Website

 

Tue, Nov 4, 2008 11:55 PM

RES	MLS #	Status	P	V	H	T	Q	Type	A/D	Address	City	Area	Zip	TGNO	Trct/M	Bd	B t/f	Sty	Gar	SqFt	Yr Blt	Price	DOM
1	M110109	A	12		H	T	Q	SFR	D	17362 Yellowstone Ave	YL	85	92886	740A5	OTHR/0	4	2/2	1	2	1,206	1971	$439,000	36
2	S542395	A	5		H	T	Q	SFR	D	17382 Calgary Ave	YL	85	92886	740A5	OTHR/0	3	2/2	1	2 A	1,257	1962	$449,500	95	*
3	P662501	A	1		H	T	Q	SFR	D	4403 Avenida Rio del Oro	yl	85	92886	740F3	OTHR/1	4	2/2	1	2	1,578	1972	$450,000	7
4	S540878	A	20		H	T	Q	SFR	D	4478 Via Del Prado	YL	85	92886	740F3	OTHR/*	3	2/2	1	2	1,540	1971	$458,900	108	*
5	P635250	A	1		H	T	Q	SFR	D	5911 Amberdale Dr	YL	85	92886	740E6	OTHR/0	3	2/1	1	2	1,491	1973	$459,000	187
6	P641479	A	0		H	T	Q	SFR	D	4952 Park Pl	YL	85	92886	740B4	CUST/n	2	1/1	1	2	932	1916	$465,000	147
7	P659924	A	5		H	T	Q	SFR	D	4212 Casa Loma Ave	YL	85	92886	740A3	OTHR/0	3	2/2	1	2	1,921	1963	$490,000	26	*
8	S545231	A	4		H	T	Q	SFR	D	4742 Via La Primavera	YL	85	92886	4472B1	OTHR/x	5	2/2	1	2 A	1,832	1970	$490,999	72	*
9	P662697	A	3		H	T	Q	SFR	D	5562 Raintree St	YL	85	92886	740A5	OTHR/1	4	3/1	1	2	1,640	1971	$499,000	6	v
10	P662821	A	10		H	T	Q	SFR	D	4831 Torida Way	YL	85	92886	739J4	OTHR/*	4	2/1	1	2 A	1,763	1964	$510,000	5
11	P663001	A	0		H	T	Q	SFR	D	4661 GARDEN Pl	YL	85	92886	740B4	CUST/0	3	1/1	1	2 D	1,178	1951	$515,000	4	v
12	P649079	A	20		H	T	Q	SFR	D	4722 Via Del Rancho	YL	85	92886	740F4	YRLH/,	3	2/1	1	2	1,650	1970	$524,000	99	*
13	P611378	A	10		H	T	Q	SFR	D	5525 Rich Hill Way	YL	85	92886	740A5	OTHR/0	4	3/1	2	2 A	2,000	1985	$525,000	335	*
14	P620220	A	19		H	T	Q	SFR	D	17851 Lerene Dr	YL	85	92886	740A4	CUST/3	3	2/2	1	2 D	2,370	1962	$525,000	279	*
15	P652179	A	6		H	T	Q	SFR	D	5611 Kingsbriar Dr	YL	85	92886	740e5	OTHR/0	3	2/2	1	2	1,728	1971	$525,000	78	*
16	P654249	A	6		H	T	Q	SFR	D	17781 Heidi Cir	YL	85	92886	740A4	OTHR/0	4	2/0	1	2 A	1,866	1969	$530,000	63	*
17	S549998	A	9		H	T	Q	SFR	D	5320 LAKEVIEW Ave	YL	85	92886	740B5	OTHR/1	4	2/2	1	2	1,800	1957	$539,000	29	v
18	P658746	A	10		H	T	Q	SFR	D	17592 Willow Cir	YL	85	92886	740A6	OTHR/*	3	2/1	1	2	1,400	1968	$539,900	34
19	P651352	A	6		H	T	Q	SFR	D	20171 Avenida Del Norte	YL	85	92886	1517s12	YRVS/N	3	2/2	1	2	1,152	1971	$548,000	84
20	P659756	A	14	V	H	T	Q	SFR	D	4802 Lavell Dr	YL	85	92886	739H4	OTHR/0	4	2/0	1	2 A	1,932	1963	$549,000	27
21	P641872	A	10		H	T	Q	SFR	D	4631 Via La Quinta	YL	85	92886	740F4	OTHR/1	4	2/1	1	2 A	1,750	1969	$549,900	141	*
22	P653729	A	18		H	T	Q	SFR	D	4182 Casa Loma Ave	YL	85	92886	740A3	OTHR/x	3	2/2	1	2	1,516	1962	$549,900	68	*
23	P647730	A	17		H	T	Q	SFR	D	18090 Lemon Dr	YL	85	92886	740B4	OTHR/0	3	3/2	2	2	2,050	2005	$550,000	108	*
24	S549803	A	3		H	T	Q	SFR	D	4162 Ricardo Dr	YL	85	92886	740A2	YRLH/0	5	3/3	S	2	2,279	1965	$550,000	32
25	P661195	A	12	V	H	T	Q	SFR	D	18592 Avolinda Dr	YL	85	92886	740C3	OTHR/1	4	2/1	1	2 A	1,750	1962	$564,000	17
26	P662933	A	20		H	T	Q	SFR	D	5605 Harvest Way	YL	85	92886	739J6	TERL/1	3	2/2	1	2	1,576	1988	$569,000	5
27	P649584	A	1		H	T	Q	SFR	D	16912 Saga Dr	YL	85	92886	739H4	OTHR/0	4	2/2	1	2	1,885	1964	$570,000	96
28	P660475	A	16		H	T	Q	SFR	D	4595 VIA DE LA PLAZA	YL	85	92886	740F4	OTHR/0	4	2/2	1	2	1,720	1970	$575,000	21	v
29	P654902	A	20		H	T	Q	SFR	D	18881 Yorba Linda Blvd	YL	85	92886	740D4	OTHR/-	3	3/1	1	2	1,987	1994	$579,000	60	*
30	P647857	A	8		H	T	Q	SFR	D	20375 Via Rivera	YL	85	92886	740F3	OTHR/0	3	2/2	1	2	1,337	1985	$579,900	106	*
31	P658730	A	10		H	T	Q	SFR	D	19771 Canyon Dr	YL	85	92886	740E6	OTHR/0	3	2/1	1	2 A	1,495	2008	$595,000	34
32	P662931	A	4		H	T	Q	SFR	D	19842 Sienna Ln	YL	85	92886	740E3	OTHR/0	6	5/4	2	2	2,680	1971	$595,000	5
33	S526293	A	14		H	T	Q	SFR	D	20711 Via Amarilla	YL	85	92886	740G3	TRVR/*	3	2/2	1	2	1,642	1980	$599,000	225	*
34	P649972	A	6		H	T	Q	SFR	D	17062 E Saga Dr	YL	85	92886	739J4	OTHR/0	4	2/2	1	2 A	1,874	1962	$599,000	93
35	P654023	A	20	V	H	T	Q	SFR	D	17131 Saga Dr	YL	85	92886	739J4	ALTM/0	4	2/2	1	2	1,752	1962	$599,900	66
36	P652129	A	11		H	T	Q	SFR	D	4672 Torida Way	yl	85	92886	739J4	OTHR/0	3	2/1	1	2	1,516	1963	$615,000	78
37	P647336	A	1		H	T	Q	SFR	D	4421 La Paz Cir	YL	85	92886	739J3	OTHR/0	4	2/2	S	2	1,700	1973	$619,000	110	*
38	P657983	A	4		H	T	Q	SFR	D	4691 Jeanean Ln	yl	85	92886	739h4	OTHR/0	4	3/2	1	2	1,673	1963	$629,000	39	v
39	P651876	A	13		H	T	Q	SFR	D	19852 Ravenna Dr	YL	85	92886	740E3	YRLK/1	4	3/1	S	2 A	2,680	1972	$635,000	81	*v
40	U8004520	A	18	V	H	T	Q	SFR	D	17312 Walnut St	YL	85	92886	739J2	OTHR/0	4	3/3	2	2	2,150	1977	$648,000	24
41	M110154	A	1		H	T	Q	SFR	D	5731 Placerville Pl	YL	85	92886	740F6	OTHR/0	4	3/3	2	3	2,140	1973	$648,500	27
42	P631631	A	11		H	T	Q	SFR	D	16752 Loie St	YL	85	92886	739H3	OTHR/0	3	2/1	1	2 A	1,831	1961	$649,000	209	*
43	P655832	A	6		H	T	Q	SFR	D	5551 Lakeview Ave	YL	85	92886	740B5	OTHR/0	3	2/2	1	2 D	1,338	1953	$649,000	53	*
44	P657493	A	20		H	T	Q	SFR	D	4662 Santa Fe St	YL	85	92886	739J4	CUST/0	4	3/2	2	2 A	2,280	1963	$649,900	42	*
45	P652083	A	8		H	T	Q	SFR	D	4322 Villa Grande Dr	YL	85	92886	740A3	OTHR/0	4	3/2	2	3	2,022	1975	$649,999	78	*
46	P647151	A	14		H	T	Q	SFR	D	5882 Stradella Rd	YL	85	92886	740D6	OTHR/*	3	2/2	1	3 A	2,116	1974	$650,000	102	*
47	S551247	A	6		H	T	Q	SFR	D	18948 Spectacular Bid Ln	YL	85	92886	000A2	CUST/0	2	3/2	2	2 A	2,600	2008	$664,900	19	*
48	P659529	A	20		H	T	Q	SFR	D	17572 La Entrada Dr	YL	85	92886	740A3	OTHR/0	4	2/1	1	2 A	1,790	1976	$675,000	28
49	P653386	A	20		H	T	Q	SFR	D	4432 Avenida De Las Estrellas	YL	85	92886	740H3	TRVR/-	4	2/2	1	2 A	1,746	1980	$679,900	70	*
50	P637781	A	10		H	T	Q	SFR	D	4361 Plumosa Dr	YL	85	92886	740B3	CUST/.	2	1/1	1	0	1,213	1923	$699,000	172	*v
51	C103385	A	4		H	T	Q	SFR	D	6542 Fairlynn Blvd	YL	85	92886	740E7	OTHR/0	4	4/2	3	2 A	3,409	1982	$699,000	14
52	P663034	A	16		H	T	Q	SFR	D	5742 Placerville Pl	YL	85	92886	740F5	ROVE/-	5	3/2	2	2	2,392	1972	$699,000	4
53	P636802	A	20	V	H	T	Q	SFR	D	16701 Landmark Ave	YL	85	92886	739H2	OTHR/0	4	3/3	2	3 A	2,277	1968	$699,900	178	*
54	P638000	A	4		H	T	Q	SFR	D	4885 Hannah Cir	YL	85	92886	740g4	OTHR/2	5	3/2	2	3	2,400	1995	$699,900	169	*
55	M110016	A	1		H	T	Q	SFR	D	5498 Walnut Ln	YL	85	92886	740C5	OTHR/0	4	3/2	1	3 A	2,820	1977	$699,900	34
56	P641383	A	10		H	T	Q	SFR	D	4332 San Pablo Cir	YL	85	92886	740A3	OTHR/0	4	2/2	1	3 A	2,101	1973	$699,999	147	*
57	P648950	A	1		H	T	Q	SFR	D	19781 Verona Ln	YL	85	92886	740E3	OTHR/1	3	3/2	2	2	2,635	1972	$700,000	99	v
58	P654453	A	20		H	T	Q	SFR	D	3795 Singingwood Dr	YL	85	92886	740G2	OTHR/0	4	3/2	2	3 A	2,528	1983	$709,900	62	*v
59	P647873	A	15		H	T	Q	SFR	D	5050 Via Ingresso	yl	85	92886	740g4	TRVR/3	4	3/2	2	2	2,000	1983	$717,000	106	*
60	P649407	A	16	V	H	T	Q	SFR	D	4112 Denver Ave Ave	YL	85	92886	740A2	OTHR/o	5	3/2	2	2	2,262	1964	$719,000	97
61	P630443	A	20		H	T	Q	SFR	D	17822 LA ENTRADA Dr	YL	85	92886	740A3	OTHR/%	4	3/1	2	3 A	2,189	1974	$725,000	216	*v
62	P646627	A	15		H	T	Q	SFR	D	5596 Mountain View Ave	YL	85	92886	740D5	OTHR/-	3	3/2	1	0	2,529	1962	$725,000	115	v
63	P661220	A	12		H	T	Q	SFR	D	18691 Evergreen Ave	YL	85	92886	740C4	OTHR/1	4	3/2	2	3 A	2,400	1974	$735,000	16
64	P653562	A	2		H	T	Q	SFR	D	5221 RICHFIELD Rd	YL	85	92886	740A4	OTHR/0	3	1/1	2	6	1,426	1920	$749,900	69	v
65	P632351	A	18		H	T	Q	SFR	D	18671 Oriente	yl	85	92886	740c3	OTHR/1	4	2/2	1	2	0	1963	$759,900	204
66	P641992	A	13	V	H	T	Q	SFR	D	5240 Avenida De Amor	YL	85	92886	740G4	TRVR/3	4	3/2	2	2 A	2,000	1983	$769,900	144	*
67	P644522	A	17		H	T	Q	SFR	D	17042 Cascades Ave	YL	85	92886	739J5	OTHR/1	5	3/2	2	3 A	2,900	1985	$775,000	128	*
68	P654639	A	20	V	H	T	Q	SFR	D	20700 Manzanita Ave	YL	85	92886	740G3	WRMH/*	4	3/2	S	3	3,177	1983	$775,000	40	*
69	P658283	A	11	V	H	T	Q	SFR	D	4502 Danita Ln	YL	85	92886	740C3	CUST/-	5	3/2	2	2 A	3,524	1962	$775,000	36
70	P605183	A	7		H	T	Q	SFR	D	19001 Sundown Ln	YL	85	92886	740D4	OTHR/0	3	2/1	1	3 A	1,700	1975	$785,000	385	*
71	P661654	A	7		H	T	Q	SFR	D	18632 Oaklawn Ln	YL	85	92886	740C2	VIL3/0	4	4/4	2	3 A	3,184	2006	$787,900	5
72	P657538	A	1		H	T	Q	SFR	D	5041 Eureka Ave	YL	85	92886	740B4	YRLH/0	2	1/1	1	0	1,022	1948	$789,000	41	*v
73	P659660	A	18		H	T	Q	SFR	D	20500 Via Dulcinea	YL	85	92886	740G4	OTHR/0	4	3/3	2	3 A	3,080	1987	$789,000	27
74	S536449	A	18		H	T	Q	SFR	D	19412 Old Ranch Rd	YL	85	92886	740E5	OTHR/*	4	3/2	1	2 A	2,200	1966	$790,000	125	*
75	P647173	A	17		H	T	Q	SFR	D	5250 Via Angelina	YL	85	92886	740F4	OTHR/0	4	3/3	2	3 A	3,144	1979	$799,000	111	*
76	P653768	A	11		H	T	Q	SFR	D	20615 Via Del Palmar	YL	85	92886	740G4	ELVH/0	4	3/2	2	3 A	2,477	1985	$799,000	68
77	S551329	A	6		H	T	Q	SFR	D	18732 Rancho Circle Ln	YL	85	92886	740C3	OTHR/c	3	3/2	1	2	2,420	1988	$799,900	18
78	P651665	A	11		H	T	Q	SFR	D	4155 Sand Rock Cir	YL	85	92886	739H3	OTHR/2	5	3/2	2	3 A	3,242	1979	$820,000	63	*v
79	P613829	A	8		H	T	Q	SFR	D	5205 Via Brumosa	YL	85	92886	740G4	EE1B/2	4	3/2	2	3 A	2,300	1985	$824,900	328
80	P649040	A	11		H	T	Q	SFR	D	18722 Sycamore Cir	YL	85	92886	740C4	OTHR/*	4	3/2	2	3 A	2,396	1974	$825,000	99	v
81	P658645	A	14		H	T	Q	SFR	D	4712 Cedar Ave	YL	85	92886	740C3	OTHR/*	4	3/2	1	3	2,341	1977	$825,000	34	v
82	P652686	A	20		H	T	Q	SFR	D	5595 Paseo Joaquin	YL	85	92886	740F5	EE1A/0	4	3/3	2	3	3,221	1981	$839,000	75	*
83	S552862	A	20		H	T	Q	SFR	D	4962 Van Buren St	YL	85	92886	739J4	OTHR/C	4	2/1	1	2 A	1,745	1962	$839,000	3
84	P656243	A	10		H	T	Q	SFR	D	4461 Paloma Ln	YL	85	92886	740E3	YRLH/0	4	2/2	1	2	1,891	1972	$849,000	50
85	P658071	A	7		H	T	Q	SFR	D	4732 Cedar Ave	YL	85	92886	740C3	OTHR/*	4	3/2	1	3 A	2,350	1976	$849,000	39	*
86	P660325	A	11		H	T	Q	SFR	D	17161 Black Walnut Ct	YL	85	92886	739J1	INVR/U	5	3/3	2	2 A	3,279	2003	$849,000	22
87	P661845	A	8	V	H	T	Q	SFR	D	3940 San Antonio Rd	YL	85	92886	740H2	CNES/0	5	3/3	2	3	2,738	1989	$849,900	12
88	P633145	A	11		H	T	Q	SFR	D	17835 ANNA MARIE Rd	YL	85	92886	740B6	CUST/%	2	2/1	1	2 A	1,505	1955	$850,000	179	*
89	P633300	A	11		H	T	Q	SFR	D	17841 ANNA MARIE Rd	YL	85	92886	740B6	CUST/%	2	2/1	1	2 A	1,500	1975	$850,000	199	*
90	P651837	A	12		H	T	Q	SFR	D	20681 Via Amarilla	YL	85	92886	740G3	OTHR/0	5	3/2	2	3	2,700	1980	$850,000	81
91	P656116	A	5		H	T	Q	SFR	D	3665 Fairmont Blvd	YL	85	92886	740E5	BKE1/o	5	3/2	2	3	2,692	1987	$850,000	51
92	P654721	A	14		H	T	Q	SFR	D	3795 Carson Way	YL	85	92886	739J2	TERZ/3	5	3/3	2	3	3,286	2002	$859,000	50	*
93	P647818	A	6		H	T	Q	SFR	D	4366 Camphor Ave	YL	85	92886	740G3	WRMH/*	5	3/3	2	3 A	3,166	1979	$865,000	106	*
94	P659394	A	20	V	H	T	Q	SFR	D	5872 W Country View Dr	YL	85	92886	740E6	PARK/*	3	2/2	1	3 A	2,594	1976	$865,000	29	*
95	P656416	A	14		H	T	Q	SFR	D	5046 Lupine St	YL	85	92886	740f4	OTHR/0	5	3/2	2	2 A	3,055	1976	$870,000	49
96	P654497	A	16		H	T	Q	SFR	D	20644 Deodar Dr	YL	85	92886	740G2	WRMH/0	5	3/2	2	3	3,173	1982	$889,000	61	*
97	P620683	A	20	V	H	T	Q	SFR	D	6111 Foxfield Ln	YL	85	92886	740E6	PARK/-	4	3/2	1	3	2,866	1975	$899,000	276	*
98	P663511	A	0		H	T	Q	SFR	D	16951 Chestnut St	YL	85	92886	739J2	OTHR/a	4	3/2	2	2	1,900	1987	$899,000	0
99	P661041	A	10		H	T	Q	SFR	D	17091 BLACK WALNUT Ct	YL	85	92886	739J1	INVR/0	5	3/2	2	3 A	3,100	2003	$899,900	18	*
100	S543991	A	18		H	T	Q	SFR	D	18041 Heather Way	YL	85	92886	740B6	OTHR/X	4	3/3	2	3 A	2,400	1973	$899,999	83	*
101	S550987	A	1		H	T	Q	SFR	D	18143 Joel Brattain Dr	YL	85	92886	740B2	OTHR/4	4	4/3	2	2 A	3,416	2009	$910,100	21
102	P659070	A	15		H	T	Q	SFR	D	6052 Sun View Rd	YL	85	92886	740B6	SUN1/B	4	2/2	1	3 A	1,595	1973	$929,999	32	*
103	P647327	A	8		H	T	Q	SFR	D	5043 Via Isabella	YL	85	92886	740F4	ELVH/3	4	3/3	2	3	3,144	1979	$930,000	110
104	P657180	A	12	V	H	T	Q	SFR	D	5952 Country View Dr	YL	85	92886	740E6	PARK/-	4	3/2	1	3 A	2,826	1976	$949,900	43
105	P630482	A	15	V	H	T	Q	SFR	D	17241 Fremont Ln	YL	85	92886	739J2	TERZ/2	5	3/2	2	3	3,065	2002	$950,000	95	*v
106	P658139	A	20	V	H	T	Q	SFR	D	4064 Hoosier Lawn Way	YL	85	92886	740C2	VIL3/2	5	4/3	2	2 A	3,774	2006	$954,999	38	*
107	P643314	A	20	V	H	T	Q	SFR	D	6072 Country View Dr	YL	85	92886	740E6	PARK/*	4	5/2	1	3	3,900	1976	$969,000	136	*
108	P623976	A	11		H	T	Q	SFR	D	18450 Flora Dr	YL	85	92886	740B5	OTHR/1	4	3/2	1	3 A	2,303	1979	$975,000	256	*
109	P654105	A	16	V	H	T	Q	SFR	D	18941 S Montecito Dr	YL	85	92886	740D5	CUST/x	5	3/3	1	3 A	2,572	1963	$975,000	64	*
110	P648445	A	20		H	T	Q	SFR	D	4618 Vallecito Dr	YL	85	92886	740D3	OTHR/*	4	3/2	1	3 A	2,800	1978	$989,900	103	*
111	P650194	A	20		H	T	Q	SFR	D	5362 Lindford Ln	YL	85	92886	740C5	OTHR/1	4	4/2	1	2	3,000	1963	$995,000	91	*
112	P645404	A	15	V	H	T	Q	SFR	D	17299 Bramble Ct	YL	85	92886	739J1	STAD/0	5	5/3	2	2 A	3,600	2002	$999,000	118
113	P650309	A	19		H	T	Q	SFR	D	5111 Eureka Ave	YL	85	92886	740B4	OTHR/*	3	2/1	1	2 D	2,054	1965	$999,000	73
114	P662973	A	20		H	T	Q	SFR	D	5067 Summit Dr	YL	85	92886	740C4	OTHR/0	4	4/3	1	4	3,189	1977	$999,000	4	v
115	P651494	A	20	V	H	T	Q	SFR	D	4805 Via Amante	YL	85	92886	740H3	SUN1/4	5	4/3	2	3	3,318	1985	$999,900	83	*
116	L27777	A	1		H	T	Q	SFR	D	20292 Milano Ct	YL	85	92886	740F3	CUST/5	4	4/2	2	3 A	3,351	2008	$1,057,545	22	*
117	P658842	A	7		H	T	Q	SFR	D	3280 Rim Rd	YL	85	92886	740H1	OTHR/*	5	3/2	2	3	2,958	1991	$1,100,000	33
118	P643895	A	15		H	T	Q	SFR	D	4042 Santa Anita Ln	YL	85	92886	769J4	VIL3/0	4	4/3	2	3 A	3,910	2006	$1,150,000	87	*
119	P644898	A	20		H	T	Q	SFR	D	19631 Crestknoll Dr	YL	85	92886	740E7	CUST/x	5	6/5	3	2	4,100	2006	$1,150,000	126	*
120	P653100	A	12	V	H	T	Q	SFR	D	5015 Avenida De Las Estrell	YL	85	92886	740H4	SUN1/0	4	3/2	2	2	2,700	1982	$1,150,000	72	*
121	P645530	A	11	V	H	T	Q	SFR	D	18112 Lantana Dr	YL	85	92886	740B6	OTHR/-	4	3/2	2	3 A	3,861	1977	$1,169,000	121	*
122	P642987	A	12		H	T	Q	SFR	D	18545 Lookout Dr	YL	85	92886	740C5	CUST/0	5	5/4	S	3 A	4,900	1983	$1,175,000	138	*
123	P648139	A	18		H	T	Q	SFR	D	21105 Ridge Park Dr	YL	85	92886	740H2	COVH/*	5	3/2	2	3	3,000	1987	$1,175,000	105
124	P649571	A	9	V	H	T	Q	SFR	D	17072 Rosebud Dr	YL	85	92886	739J3	YRLH/0	5	5/4	2	3 A	3,213	1978	$1,175,000	96	*
125	S549821	A	1		H	T	Q	SFR	D	18098 Joel Brattain Dr	YL	85	92886	740B2	OTHR/4	4	4/3	2	3 A	3,283	2009	$1,175,000	32	*
126	P656668	A	20		H	T	Q	SFR	D	4128 Churchill Downs Dr	YL	85	92886	740C2	YRLH/B	5	5/3	2	3 A	3,601	2005	$1,179,000	47	*
127	P651573	A	9	V	H	T	Q	SFR	D	20316 Via Oporto	YL	85	92886	740F5	ELSH/5	3	3/2	2	2 A	2,403	1987	$1,179,900	83	v
128	P658984	A	20		H	T	Q	SFR	D	4634 Prospect Ln	YL	85	92886	739J4	OTHR/*	4	4/3	1	3 A	3,300	2004	$1,188,000	32
129	P591094	A	15		H	T	Q	SFR	D	17400 Bramble Ct	YL	85	92886	740A1	STAD/1	5	3/3	2	2 A	3,219	2002	$1,199,999	467	*
130	P636952	A	20		H	T	Q	SFR	D	4150 View Park Dr	YL	85	92886	740H2	COVH/5	5	3/2	2	3 A	3,225	1987	$1,199,999	176	*
131	P654140	A	15		H	T	Q	SFR	D	5972 Sandra Dr	YL	85	92886	740c6	CUST/0	5	4/3	1	3	3,400	2002	$1,200,000	59
132	P653800	A	12	V	H	T	Q	SFR	D	4654 Prospect Ln	YL	85	92886	739J4	OTHR/-	6	5/3	2	3 A	3,948	2004	$1,249,000	68
133	P658482	A	20		H	T	Q	SFR	D	17413 HARLAN Dr	YL	85	92886	740A2	FRWY/3	4	4/3	2	3 A	3,862	2002	$1,249,000	35	v
134	P660778	A	20		H	T	Q	SFR	D	4467 Southern Pointe Ln	YL	85	92886	740C3	CUST/0	5	3/3	2	4 A	3,500	2004	$1,249,000	19
135	P661042	A	15	V	H	T	Q	SFR	D	16601 Camille Pl	YL	85	92886	739H4	OTHR/-	3	3/2	1	2 A	3,190	1962	$1,249,000	18	v
136	P649603	A	8		H	T	Q	SFR	D	3831 Zaharias Rdg	YL	85	92886	740A2	YRLH/1	5	6/5	2	3 A	3,908	2008	$1,249,385	96	*
137	P603005	A	14		H	T	Q	SFR	D	18760 Turfway Park	YL	85	92886	740C2	VIL3/0	4	5/4	2	3 A	4,496	2006	$1,250,000	247	*
138	P636954	A	20		H	T	Q	SFR	D	5200 Mountain View Ave	YL	85	92886	740C5	CUST/0	4	3/2	3	3 A	3,200	1993	$1,250,000	176	*v
139	P658446	A	19		H	T	Q	SFR	D	18733 Turfway Park	YL	85	92886	740C2	FRWY/H	5	6/5	2	3	4,496	2005	$1,250,000	35	*
140	P649355	A	10		H	T	Q	SFR	D	19071 Country Club Ln	YL	85	92886	740D5	OTHR/0	4	3/3	1	3 A	3,300	1973	$1,295,000	97	*
141	P649589	A	8		H	T	Q	SFR	D	3819 Zaharias Rdg	YL	85	92886	740A2	YRLH/1	4	5/4	2	3 A	4,031	2008	$1,299,385	96
142	P632171	A	17	V	H	T	Q	SFR	D	4920 Silver Spur Ln	YL	85	92886	770F4	OTHR/*	5	3/2	2	3	4,100	1983	$1,299,900	202	*
143	P599915	A	14	V	H	T	Q	SFR	D	17406 Vinwood Ln	YL	85	92886	739J1	OTHR/*	4	3.5/	2	2 A	4,107	2003	$1,375,000	419	*
144	F1786131	A	20		H	T	Q	SFR	D	18751 TURFWAY Park	YL	85	92886	740c2	CUST/0	4	5/4	2	3	4,500	2005	$1,375,000	26
145	P617242	A	20	V	H	T	Q	SFR	D	4272 Avocado	YL	85	92886	740C3	OTHR/1	4	4/3	2	6 A	4,297	2008	$1,399,000	298	*
146	P642929	A	20		H	T	Q	SFR	D	17206 Santa Cruz Ct	YL	85	92886	739J1	LINK/0	4	5/3	2	2	4,300	2004	$1,399,000	138	*
147	M109884	A	11		H	T	Q	SFR	D	18715 Turfway Park	YL	85	92886	740C2	OTHR/0	5	5/4	2	3	4,000	2005	$1,399,000	92
148	P647574	A	3		H	T	Q	SFR	D	18632 Sarazen Ct	YL	85	92886	740A2	YRLH/1	5	5/5	2	3 A	4,575	2008	$1,399,385	109	*
149	P630871	A	20		H	T	Q	SFR	D	3848 Hogan Dr	YL	85	92886	740C2	YRLH/1	5	6/5	2	3 A	4,966	2008	$1,399,975	214	*
150	P644758	A	16		H	T	Q	SFR	D	3824 Hogan Dr	YL	85	92886	740C2	YRLH/1	6	6/5	2	4 A	4,833	2008	$1,399,995	126	*
151	P660929	A	20		H	T	Q	SFR	D	21240 Twin Oak	YL	85	92886	740H2	COVH/0	5	3/2	2	3 A	3,156	1987	$1,400,000	19
152	P645450	A	0		H	T	Q	SFR	D	18732 Pimlico Ter	YL	85	92886	740C2	VIL3/3	4	4/3	2	3 A	3,950	2006	$1,450,000	122
153	P635025	A	16		H	T	Q	SFR	D	18240 Watson Way	YL	85	92886	740C2	YRLH/1	6	6/5	2	4 A	4,833	2008	$1,549,995	188	*
154	P619778	A	20	V	H	T	Q	SFR	D	4460 Deodar	YL	85	92886	740G3	CUST/0	4	4/3	2	3 A	3,912	1987	$1,599,000	281
155	P629075	A	16		H	T	Q	SFR	D	4116 Dapple Gray Ln	YL	85	92886	740D2	COVC/3	5	6/5	2	3	4,892	2004	$1,599,000	224	*
156	P643772	A	20		H	T	Q	SFR	D	4480 La Serena Dr	YL	85	92886	739J3	OTHR/0	5	5/4	1	4	4,100	2000	$1,599,000	133	*
157	P644610	A	20		H	T	Q	SFR	D	19707 Cleveland Bay Ln	YL	85	92886	740E2	COVH/3	5	5/4	2	3 A	4,479	2005	$1,645,000	127	*
158	P659278	A	20		H	T	Q	SFR	D	19333 Steeplechase Way	YL	85	92886	740D2	CVHT/4	6	6/5	2	3 A	5,500	2005	$1,649,000	29	*
159	P654833	A	20	V	H	T	Q	SFR	D	3921 Paso Fino Way	YL	85	92886	740D2	CVHT/2	5	6/5	2	4	4,182	2005	$1,675,000	60
160	P644782	A	12		H	T	Q	SFR	D	3902 Santa Anita Ln	YL	85	92886	769J4	YRLH/*	4	4/3	2	3 A	4,041	2006	$1,699,000	126
161	P645625	A	18		H	T	Q	SFR	D	4732 Palm Ave	YL	85	92886	740D4	CUST/*	4	4/3	1	2 A	3,585	1976	$1,699,876	120	v
162	P627872	A	20		H	T	Q	SFR	D	5146 Los Altos Dr	YL	85	92886	740C5	CUST/>	4	6/5	1	4 A	5,000	2003	$1,699,900	231	*v
163	S495117	A	20		H	T	Q	SFR	D	19388 Steeplechase Way	YL	85	92886	740D2	CVHT/3	5	5/4	2	3 A	4,800	2005	$1,749,000	492	*
164	U8003960	A	19		H	T	Q	SFR	D	5505 Summerwood Ln	YL	85	92886	740B5	SUMT/c	3	5/2	2	3	4,800	1981	$1,790,000	62
165	P626186	A	14		H	T	Q	SFR	D	3932 Santa Anita Ln	YL	85	92886	740C3	OTHR/0	5	4/3	2	3 A	4,950	2006	$1,799,000	242
166	P648583	A	20		H	T	Q	SFR	D	19636 Morgan Ct	YL	85	92886	740E2	CVHT/2	5	6/2	2	4 A	4,200	2005	$1,799,000	102	*
167	P632417	A	19	V	H	T	Q	SFR	D	6091 S Ohio St	YL	85	92886	740C6	CUST/-	5	4/2	2	4 A	3,600	2003	$1,800,000	204	*
168	P659503	A	20		H	T	Q	SFR	D	3851 Belgian Ln	YL	85	92886	740D2	COVC/4	5	6/5	2	5 A	5,800	2005	$1,888,000	28
169	P645701	A	16	V	H	T	Q	SFR	D	19513 Cleveland Bay Ln	YL	85	92886	740E2	CVHT/*	5	5/2	2	3 A	4,800	2005	$1,895,000	120	v
170	P643792	A	20	V	H	T	Q	SFR	D	19822 Red Roan Ln	YL	85	92886	740E2	OTHR/0	5	6/4	2	4 A	5,350	2005	$1,899,000	123
171	P647976	A	20		H	T	Q	SFR	D	19596 Connemara Ct	YL	85	92886	740D2	CVHT/2	5	6/5	2	4 A	4,170	2005	$1,899,000	106	*
172	P660798	A	11		H	T	Q	SFR	D	18660 Seabiscuit Run	YL	85	92886	740C3	VIL3/5	5	6/5	2	3 A	5,005	2005	$1,949,999	19
173	P544432	A	9		H	T	Q	SFR	D	4262 Hidden Oaks Dr	YL	85	92886	740D3	CUST/1	5	5/4	1	4 A	4,115	2003	$2,049,000	745	*
174	P648115	A	18		H	T	Q	SFR	D	19872 Red Roan Ln	YL	85	92886	740E2	YRLH/5	5	6/4	2	4 A	5,412	2005	$2,100,000	105	v
175	P655540	A	8		H	T	Q	SFR	D	3733 Quarter Horse Dr	YL	85	92886	740F2	OTHR/1	5	6/5	2	4 A	5,033	2005	$2,100,000	55	*v
176	S541623	A	20		H	T	Q	SFR	D	19676 Morgan Ct	YL	85	92886	740E2	CVHT/4	6	6/5	2	4	5,870	2005	$2,200,000	102
177	P655455	A	20	V	H	T	Q	SFR	D	4041 Paso Fino	YL	85	92886	740D2	CVHT/0	5	6/5	2	3 A	5,600	2006	$2,249,900	55	v
178	P645447	A	18		H	T	Q	SFR	D	17838 Anna Marie Rd	YL	85	92886	740B6	CUST/*	5	6/5	1	3	4,583	2006	$2,250,000	123	*
179	P656161	A	16	V	H	T	Q	SFR	D	5624 Kellogg Dr	YL	85	92886	740D5	CUST/0	4	4/3	2	9 A	3,800	2008	$2,295,000	50	*
180	P647641	A	9		H	T	Q	SFR	D	18924 Secretariat Way	YL	85	92886	740d2	OTHR/S	5	5/4	2	3 A	5,300	2007	$2,400,000	109
181	P636697	A	10		H	T	Q	SFR	D	3383 Gardenia Ln	YL	85	92886	740A1	PINC/A	6	7/6	2	4	5,806	2003	$2,499,000	179	*
182	P651247	A	11		H	T	Q	SFR	D	18997 Villa Ter	YL	85	92886	740D3	CUST/*	4	5/4	1	3	4,500	2008	$2,500,000	84
183	P656087	A	1		H	T	Q	SFR	D	17059 El Cajon Ave	YL	85	92886	739J3	EQES/1	4	3/3	S	2	2,909	1955	$2,795,000	51
184	P632541	A	20		H	T	Q	SFR	D	4282 Hidden Oaks Dr	YL	85	92886	740D3	OTHR/3	5	6/5	2	4 A	5,200	2003	$2,799,000	203	*
185	P646425	A	11	V	H	T	Q	SFR	D	4335 Hidden Oaks Dr	YL	85	92886	740D3	OTHR/4	5	6/5	2	4 A	5,650	2003	$2,799,000	116	*
186	P658402	A	13	V	H	T	Q	SFR	D	20720 Mirkwood Run	YL	85	92886	740H2	CUST/*	6	8/3	2	4 A	7,500	1987	$2,995,000	35	*
187	P623402	A	16		H	T	Q	SFR	D	4071 Live Oak Ln	YL	85	92886	740G2	CUST/*	7	8/7	1	9 A	10,000	2001	$3,400,000	259	*v
188	P659493	A	20	V	H	T	Q	SFR	D	20540 Cassia Ln	YL	85	92886	740G2	CUST/*	6	7/3	2	4 A	9,300	1986	$4,395,000	28	v
189	P660054	A	20	V	H	T	Q	SFR	D	20303 FAIRMONT Blvd	YL	85	92886	740E1	CUST/0	5	8/5	2	4 A	8,700	2008	$6,999,000	25